Umbrella policies are often purchased to supplement and augment coverage under a standard automobile policy. Similar to a standard automobile policy, New Hampshire also requires that insurers issuing umbrella policies include uninsured/underinsured motorists coverage (‘UM coverage’) in an amount equal to the coverage for bodily injury to others. Unlike a standard automobile policy, however, the person buying the umbrella policy…
Medical payment coverage, commonly referred to as “medpay”, is included in every New Hampshire automobile insurance policy. The amounts of coverage vary depending on what is purchased. Typically, medpay coverage is in the amount of $1,000.00, $5,000.00 or $10,000.00. Some commercial policies have higher medpay limits. Medpay is particularly helpful in situations where the injury victim does not have health…
There are many options from which to choose when an individual or group of individuals decides to form a business. The types of entities include: sole proprietorships, partnerships, corporations and limited liability companies. Within each of these there are choices to be made as well. The first and most important step in the process is to think about the business…
Under New Hampshire law, parties are generally left to the deal they agree to, not what they, on second thought, believe they should had agreed to. When interpreting a written contract, the “inquiry focuses on the intent of the contracting parties at the time of the agreement.” R. Zoppo Co. v. City of Dover, 124 N.H. 666, 671 (1984). In…
A real estate attachment is a court order preventing the transfer of real estate during the pendency of litigation. Attachments are most commonly used in civil cases, in the collection of a debt or in a personal injury action. However, an attachment is also helpful in a divorce case to protect one spouse from transferring assets outside the control of…
A recent amendment to the New Hampshire Family Division Rules requires that parties automatically disclose certain financial documents shortly after a divorce proceeding is commenced. These include a completed financial affidavit, tax returns, bank statements, credit card statements, applications for loans, documentation showing the cost of health insurance, and 401k or investment statements. A complete listing of the materials required…
A parent attending a parent-teacher conference in February 2011 slipped on accumulated ice on the walkway. Despite the school having the duty to provide safe entrance for lawful visitors to the school, the School failed to remove the ice and/or sufficiently treat this ice to prevent injuries to visitors. The injured parent sued the City for negligence. In its defense,…
Define Your Priorities Before beginning the process of selling a business, the owners (shareholders, members) need to talk about why they are selling and ensure that everyone is in agreement with the decision. The reasons people have for selling should drive how the sale will be structured. Some owners may be close to retirement age and would like to take…
It is that time of year again, the time to file your company’s annual report with the New Hampshire Secretary of State’s office. You may have already received the notice from the Secretary of State. The deadline of April 1st seems a ways off, but it can sneak up of you. The filing of an annual report is required of…
Hamblett & Kerrigan takes pleasure in announcing Paul D. Creme has joined the firm. Attorney Creme joined the Business Department of Hamblett & Kerrigan, PA, in January, 2010. He is licensed in New Hampshire and Massachusetts and will concentrate his practice in Business and Corporate Law.
